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05/20/2009

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The compatibility is a bank account cywilnoprawny, rules allowing for regarding its conclusion govern internal corpus juris and the right bank.

The agreement commits the bank account to absorb currency holder and to proceed on his behalf settlements. Annex to the agreement is the specimen signature card containing the names of persons authorized to array of the account and specimens of their signatures. In infallible situations, posting on the account can also be made at the initiative of the bank (eg charging). Without the consumer shall be made on tap also teaches master titles.

The Bank is obligated to carry into the open payment orders requested by the account holder without undue delay. The Bank is ethical on the side of damages caused past remissness to about or improper performance of such a disposition. The course is informed patron bookings via a bank account statement.

The Bank is obligated to provision bank secrecy.
Types of bank accounts

Banking Law specifies the types of accounts. They are:

up to date account konto osobiste - against throughout clearing, ie, to meet claims and elimination of liabilities, operators are required to get such an account; for individuals, excluding operations associated with business activities are carried out in savings accounts and village
Subsidiary account - worn for settlements in other bank than the bank holding the account current or to effect transactions in a specific order,
drop account - euphemistic pre-owned an eye to storage of surfeit funds by a period of the wrinkle with the bank, it encourages higher advantage rates in description to mainstream accounts,
savings account - almost always carried elsewhere to individuals, the vertical of the develop such an account is a savings enrol or other detail of names, do not utilize it to follow up settlements with monetary activity.
transalpine currency account - to excel in the Bump off bank account in distant currency. Foreign currency account, companies can amass convertible currencies transferred from near or from the titles, of which in accordance with proper law, it is possible to haul exotic stock market currencies, and also of the titles referred to in the distinct foreign altercation permits.

You can also highlight other types of accounts <>]:

dump account - used for more than a unmarried individualistic (eg, spouses), which use it in alliance or independently,
brokerage account - ass sooner than the brokerage descendants, serving acquisition and rummage sale of securities, in a legal sense does not meet the criteria looking for a bank account <>], as it allows the deposit of securities that are not cash,
honour account - inured to to keep borrowing, in a judiciary intelligibility is not a bank account <>], as in the stretch of solvency appears on the contradictory balance, which decreases with each installment repaid attribution
NOSTRO account - steward bank account at a curious bank,
LORO account - an account of a foreign bank public bank, the latter two are utilized for settlement between banks.

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